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Sparks Insurance, Inc. Blog: business insurance

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When it comes to protecting your family, life insurance can help. It provides a payment to your family after your death. However, it can also do much more. What are some of the other benefits of your coverage?  You determine how your heirs use your life insurance to some degree. READ MORE >>

Business auto insurance coverage can differ depending on the wording in the specific policy. However, there are traits common across most business auto insurance policies that every company should know about. Named Insured, Permissive Use and Covered Auto A business auto policy is typically written in the name of the business entity (e. READ MORE >>

The H3N2 flu strain that swept across the United States in late 2017 and early 2018 proved to be one of the worst strains in recent history. In addition to widespread illness and some deaths, this strain also caused great harm to employers due to millions of hours of lost worker productivity. READ MORE >>

The numbers are in, and FY 2017 proved to be another busy one at the Equal Employment Opportunity Commission (EEOC). During this time, the EEOC resolved 99,109 complaints. Overall, through voluntary resolutions and litigation, the EEOC secured just under $400 million for victims. READ MORE >>

If your company has business property in a storage unit, you should know how your commercial insurance will apply if that property is damaged. First, some good news: many commercial property insurance policies cover items damaged while in storage. READ MORE >>

As summer settles in, intense thunderstorms and windstorms may cause extensive damage and economic loss to businesses. For much of the nation, summer also means hurricane season. Business owners should make preparations to protect employees, property and business income from potential harm caused by summer storms. READ MORE >>

Mobile phone usage—calling, reading and sending messages—distracts drivers in both personal and commercial vehicles. The hazards of such behavior in commercial vehicles are extreme due to the amount of time on the road, the distance traveled, the gross vehicle weight, and the type of cargo being transported. READ MORE >>

As summer takes hold, employers must be prepared to assist workers in avoiding accidents and illnesses caused by heat stress. According to the National Institute for Occupational Safety and Health (NIOSH), heat stress affects both outdoor and indoor workers exposed to hot environments. READ MORE >>

As the Federal Aviation Administration continues efforts to streamline regulations for commercial drone use, economists predict explosive growth in many other industries. PricewaterhouseCoopers says drones will soon have a multibillion-dollar impact on the following industries: READ MORE >>

Insurance isn’t a gamble. It's something you must take seriously. Before you buy a policy, make sure you’re covering all of your bases.  Insurance mistakes cost you money. So, don’t take a gamble. Grow your business. And before you buy intricate policy add-ons, make sure you’re not putting your eggs in the wrong basket. READ MORE >>

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