Call Us CALL US TODAY | 262-697-9600

Sick at WorkThe H3N2 flu strain that swept across the United States in late 2017 and early 2018 proved to be one of the worst strains in recent history.

In addition to widespread illness and some deaths, this strain also caused great harm to employers due to millions of hours of lost worker productivity. The fact that many employees contracted the illness from fellow employees while at the workplace could lead to claims of occupational illness.

While state workers compensation laws differ significantly, the Independent Insurance Agents & Brokers of America's Virtual University says the typical standard for determining if an illness or disease is considered occupational—and is thus compensable under workers compensation insurance—is as follows: (1) the illness or disease arose out of the scope of the employment, and (2) the illness or disease was caused by conditions that are unique/peculiar to the nature of the work.

Communicable diseases like the flu are not covered by workers compensation, because they do not meet the criteria above. An example of a condition which likely would satisfy the criteria is a factory worker who develops a chronic lung condition found to be caused by his repeated exposure to exhaust from the factory's machinery.

There is no one test to determine if a specific condition meets the criteria. In some cases, it may require multiple parties, including medical professionals, industry experts and/or the court, to weigh the facts and circumstances of a specific illness to determine if it is occupational.

yellow puzzle piece   RELATED: Read 10 Tips for Selecting Health Insurance Your Employees WON’T Hate   yellow puzzle piece





SOURCE - Mines Press - COPYRIGHT ©2018. This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is understood that the publishers are not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert advice is required, the services of a competent professional should be sought. 2/18.

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
We are licensed in most US states. View our map for additional information on coverages available based on your location. 
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved. THIS SITE IS NOT TO BE CONSTRUED AS SOLICITATION WHERE IT WOULD BE PROHIBITED BY STATE LAWS